Difference between the HF100 and the HF10 model

The HF10 differs from the HF100 in two things

1. The HF10 has additional 16 MB internal memory
2. The HF10 is black

I prefer the HF100. I like the much simpler memory management. Having to manage two storage locations looks confusing to me. SDHC cards are so small that it's no problem to have spare cards in the camera bag. In case the camera dies I also see a problem because I will not be able to erase video recorded to the internal memory. I don't feel comfortable when I imagine a service technican watching my private video. So I'm not loosing anything when I buy the cheaper model. In fact it's the more attractive model for me.